Adjuster Tips View All
HVAC Systems 101 for Adjusters Webinar Recording
The HVAC Systems 101 for Adjusters Webinar has already occurred. You can watch the recording here. Important: Pre-recorded webinars do not qualify for CE credit. Understanding commonly claimed residential HVAC…
Electronics Trends Adjusters Need to Know in 2023
StrikeCheck is monitoring the trends we can expect in the consumer electronics industry in 2023. In general, adjusters should be prepared to see next-generation technology included in claims, as well…
Claims Leakage Reduction Strategy: Susceptible Electronics to Watch Out For
Carriers are continually strategizing how to fight back against the growing difference between what they spent and what they should have spent on a claim. Claims leakage cost carriers more…
Appliances View All
Adjusters Guide to Residential Ovens & Ranges
Ovens, ranges, and cooktops come with a variety of features that may make knowing the best way to settle claims with this equipment more difficult, particularly if the policyholder assumes…
Home Automation Systems and What They Mean for Claims
Home automation systems are supposed to make their users’ lives easier, controlling equipment like water heaters and lighting, HVAC, home entertainment, and security systems to respond automatically to certain pre-determined…
Dishwasher Components Guide
Dishwashers are a modern convenience found in many homes. Like all electrical appliances, dishwashers may malfunction after a high voltage surge. However, other perils could be to blame, particularly wear…
Cause of Loss View All
Evaluating Winter Fire Claims Case Study
A resident plugged in a space heater and returned to find an electrical fire inside the bedroom wall. Three contractor estimates ranged from $10,000 to $27,000, reflecting the costs for…
Preparing for Winter Electrical Fire Claims Guide
The overall number of fire losses for homeowners, commercial multiple peril and fire insurance fluctuates based on wildfire-related incidents, according to the Insurance Information Institute. However, one thing that doesn’t…
Why the Increase in Heat Waves Could Affect Claims
Heat waves have been causing sweltering temperatures globally, including in major cities in the United States. This extreme weather could initiate perils that impact residential and commercial policyholders’ electrically powered…
Consumer Electronics View All
What to Consider Before Settling Smoke and Fire Claims with Consumer Electronics
Nearly 1.3 million fires occurred in the United States in 2019, according to the latest report from the U.S. Fire Administration. More than likely, each resulted in an insurance claim.…
Smoke and Fire Claims: Consumer Electronics
What percentage of consumer electronics that were included in smoke and fire claims were actually damaged by that peril? Fill out the form to find out the answer in the…
Commercial Phone Systems Guide for Adjusters
While landlines may be all but obsolete in homes, the same can’t be said for commercial phone systems in businesses – and for good reason. The Commercial Phone Systems Guide…
Electrical Equipment View All
Home Automation Systems Guide
Home automation systems are a growing trend. They promise energy efficiency, convenience, and greater security. Adjusters should expect more claims to include home automation equipment in the future. Understanding these…
Electrical System and Wires Guide
Electrical service panels, wiring, switches, and outlets keep electricity flowing to where your policyholders need it. When those components fail, it could spell damages for any electronic on the circuit.…
6 Questions That Affect Electronics Claims With Water Losses
We’re all taught early in our lives that electronics and liquid don’t mix. In addition to the many safety concerns, water can render electronics inoperable and lead to claims. Before…
Fire Claims View All
Electronics Fire Claim Case Study
Smoke and fire claims are likely to include many items that could be damaged. However, not all items present during the fire will need to be replaced. Some items may…
HVAC Equipment View All
Beyond the Basics: Advanced HVAC Systems Webinar
Wednesday, July 12 at 2 PM ET Earn CE credit toward your adjuster license while gaining a better understanding of the more complex HVAC systems found in claims through Alpine…
Decoding HVAC Claims – Actual vs. Reported Cause of Loss Webinar Recording
Important: Pre-recorded webinars do not qualify for CE credit. HVAC systems have complicated components that are susceptible to damages from many perils. A policyholder who isn’t familiar with this equipment…
HVAC Codes and Regulations Webinar Recording
Dealing with building codes and federal regulations on property claims can make an adjuster’s job even more difficult, particularly when it involves HVAC equipment. With so many different code levels,…
Industry Data View All
7 Types of Electronics in Claims That Are Often Non-Damaged
Which is worse: a week without a refrigerator or without a computer? Regardless of your answer, it probably isn’t a surprise that appliances and consumer electronics are the electrically powered…
Get Your Copy of the StrikeCheck 2022 Annual Claims Report
Learn more about the assessment results for the nearly 300 different types of electronics and specialty items that your policyholders included in claims nationwide. Fill out the form to receive…
CCG IQ 2021 Annual Report
Extreme weather took its toll on property claims in 2021, and more than half of all policyholder-reported perils were recategorized following an independent assessment. The data behind these trends –…
Lightning and Surge Claims View All
7 Myths About Lightning in Claims Guide
Policyholders report lightning as a cause of loss more often than other perils. Before deciding on claims with reported lightning damages, adjusters should know the truth behind seven myths related…
High vs. Low Voltage Equipment and Why It Matters in Claims
Appliances represented nearly half of all equipment that adjusters assigned StrikeCheck to evaluate last year, beating out consumer electronics as the items most frequently included in claims. Damages to each…
The 5 W’s of Lightning Claims for Adjusters Guide
Adjusters must solve the 5 W’s – Who, What, When, Where, and Why – before settling any property claim, and lightning claims are no exception. Fill out the form to…
Pools and Hot Tubs View All
Freeze Damage to Pool Equipment
Changing weather patterns are leading to record cold winters in many parts of the country, according to the extended forecast of the Farmers’ Almanac. Freezing temperatures can affect outdoor components…
What Makes Pool and Hot Tub Claims Different? Webinar Recording
As the weather heats up, customers are using their pools to cool down. Malfunctioning pool and hot tub components could lead to costly claims, particularly if you aren’t as familiar…
Pool Heat Pump Case Study
Pool equipment has many repairable components, and adjusters should know that full replacement may not be necessary when settling a claim. In this case study, a pool’s heat pump failed,…
Solar Power View All
What Adjusters Should Expect To See From Storm-Impacted Solar Power Systems
Policyholders most often report lightning, wind, or hail as the cause of loss for solar panels included in claims. Of the three, only one remained as a top cause of…
Exploring Solar Power System Claims Webinar Recording
Solar power continues to gain popularity as an alternative energy source that reduces environmental impacts. This complex equipment is at risk for a variety of perils, particularly because it’s located…
Solar Power System Claim Case Study
Solar power equipment is one of the electrically powered items that has a high risk of claims leakage. Not only does it not always need replacement, it isn’t always damaged…
Storm Claims View All
After the Storm: Investigating Electrical Claims Webinar Recording
Important: Pre-recorded webinars do not qualify for CE credit. Electronics claims often follow on the heels of a storm, as policyholders attribute damages to surge and lightning, wind, hail, ice,…
Storm Damage to Electronics Case Study
Property claims following a storm may include several different types of electronics and electrically powered specialty equipment. Policyholders often blame weather-related perils when electronic items no longer seem to function…
Hurricane-Related Electronics Claims Myths Quiz and Fact Sheet
Adjusters, do you think you can decipher between fact and fiction? Click the link to take a short quiz to see if you can tell the difference between a hurricane…
Water Claims View All
Your Guide to Water Softeners
Many homeowners rely on water softeners not only because hard water makes cleaning clothes and dishes more difficult but also because mineral buildup can damage plumbing and other appliances. That’s…
Wind and Water: A Double Threat in Hurricane Damages Webinar
Wednesday, June 14 at 2 PM ET After hurricane events, adjusters often have to distinguish between wind damage and surge damage to make accurate claim decisions. Join Alpine Intel’s Technical…
Water Softeners: Function and the Significance of Failure in Claims
More than 85% of the United States has hard water, according to a United States Geological Survey (USGS) study. Over time, the minerals in hard water can build up in…
Water Heaters View All
Demand for Solar Water Heaters is Rising – And the Number of Related Claims Could Be Next
The following article on “The demand for solar water heaters is rising - are claims next?”, written by Jay Dykstra of HVACi and StrikeCheck, was originally published on Property Casualty 360. Policyholders already…
Adjusters’ Crash Course on Water Heaters Webinar Recording
Avoid getting in hot water over a mishandled water heater claim, and don’t underestimate the importance of knowing the fundamentals of this complex equipment. To start, water heaters have specific…
Water Heater Claim Case Study
Adjusters rely on StrikeCheck to accurately verify if lightning was present at the time of loss and if it damaged the claimed equipment. In this case study, the insured filed…
Well and Sump Pumps View All
Well Pump Claim Fundamentals Webinar Recording
Important: Pre-recorded webinars do not qualify for CE credit. Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the…
Adjuster Guide to Jet Well Pumps
When your policyholders need water for their homes and businesses, they may rely on well pumps. Jet well pumps have several functions and can be used in shallow and deep…
Well Pump Claim Case Study
Not determining cause of loss and scope of damage on failed equipment may lead to settling for unnecessary replacements. In the claim discussed in this case study, a policyholder reported…