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Adjuster Tips View All

5 Questions to Ask Before Settling Electronics Claims

5 Achievable New Year’s Resolutions for Adjusters

The beginning of a new year offers promise of a fresh start and the opportunity to make positive changes in your work and personal life. There’s usually that one about…

6 Questions to Ask Before Settling Electronics Claims: A Practical Guide to Accurate Settlements

Claims with electronics and other electrically powered items can be difficult to settle because such a variety of items falls into that category – from appliances to office equipment, generators…

Appliances View All

Settling for Energy-Efficient Equipment Guide

Certain appliances, lighting, technology, and other electronics are being built, and purchased, to make less of an impact on the environment and to save consumers money on their utility bills.…

Regulations Impact How Your Policyholders Replace Appliances

One final voltage surge sends a water heater sizzling to disrepair, leaving the policyholder with a cold shower and a decision on next steps. If the insurance claim assessment recommends…

Residential Kitchen Appliances Claims Guide

Coffee makers, microwaves, stovetops, refrigerators – each of these items your policyholders use to cook a meal at home could wind up in your claims. Settle them more quickly by…

Cause of Loss View All

Voltage Irregularities Could Strike Out Lightning Claims

All too often claims cross your desk stating electrical equipment was struck by lightning. In fact, according to the StrikeCheck 2020 Annual Claims report, lightning was the most frequently claimed…

Hail and Wind HVAC Claims Webinar Recording

Impact damage to HVAC systems can come from a number of sources, but two very common perils are hail and wind damage. Because these damages are so prevalent, you want…

HVAC Winter Concepts Webinar Recording

If the weather outside is frightful — or maybe just a bit chilly — it’s time for many to flip their HVAC systems from cooling to heating, and with that…

Consumer Electronics View All

Commercial Phone Systems Guide for Adjusters

While landlines may be all but obsolete in homes, the same can’t be said for commercial phone systems in businesses – and for good reason. The Commercial Phone Systems Guide…

The Show Must Go On! How to Settle Insurance Claims Related to Home Theater Equipment

The sounds envelop them as the on-screen action plays out, making them feel as though they are living in the moment. Some of your policyholders are looking for that movie…

Home Entertainment Equipment Guide

Adjusters should tune in to this guide to see what home theater equipment appears in claims and common causes of loss. We explain what each component does, how often it’s…

Electrical Equipment View All

Investigating Residential Electrical System Claims Webinar

September 22, 2021 at 2 PM ET Electrical systems have complex components that sustain damage from various perils, which makes it more difficult to quickly and fairly settle claims that…

Electrical Service Panel Claim Case Study

Less than two business days were all our experts needed to provide this adjuster with the actual cause of loss and scope of damage for a policyholder’s malfunctioning electrical service…

Commercial Electrical Equipment Losses for Adjusters Webinar Recording

Any adjuster who handles claims with electrical and specialty equipment will gain better insight into a variety of commercial electronics and their insurance impacts with StrikeCheck’s Commercial Electrical Equipment Losses…

HVAC Equipment View All

HVAC Codes and Regulations Webinar Recording

Dealing with building codes and federal regulations on property claims can make an adjuster’s job even more difficult, particularly when it involves HVAC equipment. With so many different code levels,…

Boiler Claim Overview Video

Claims involving boiler damage can be particularly tricky. Each system has a different configuration, and both repairs and replacements can be costly. Additionally, boilers often heat both the home and…

Furnace Claim Overview Video

In the fall and winter months, claims involving furnace damage are common. Whether the furnace itself has caused property damage from a puffback, or a frozen pipe has burst and…

Industry Data View All

Advantages of Smart Technology and IoT As Related To Insurance Claims

Smart technology has launched new ways of doing a variety of everyday tasks through phones and other connected devices – and it’s also impacting insurance claims. Photo Credit: “Smart Home”…

StrikeCheck Super Regional Client Case Study

Carriers of all sizes can benefit from StrikeCheck’s actionable damage assessment reports and desktop review services. Our team works with each one to provide solutions for their main initiatives, including…

Top 5 Categories of Electrically Powered Items Prone to Claims Leakage

Any electrically powered item increases a carrier’s risk for indemnity leakage, considering policyholders may have claimed equipment in proper working condition or that was damaged by a non-covered peril. Some…

Lightning and Surge Claims View All

Benefits of Lightning Verification Reports Guide

Without knowing for sure, policyholders frequently claim lightning or surges have caused property damage. Lightning verification reports can confirm or exclude lightning’s presence at the location during the time of…

Lightning and Surge eBook

Carriers paid out more than $900 million for lightning claims in 2019, according to the Insurance Information Institute. Electronics are among the equipment susceptible to damages from lightning and surges…

Scary Story: Lightning and Solar Panels

Combine an item that is known for causing claims leakage with a commonly claimed peril that is rarely the cause of loss and you get the scenario for this Scary…

Pools and Hot Tubs View All

New energy-efficient standard affects pool pumps, but not policyholders…yet

The following article on “New energy-efficient standard affects pool pumps, but not policyholders...yet,” written by Jay Dykstra of HVACi and StrikeCheck, was originally published on Property Casualty 360. A new U.S. Department of…

The Effects of New Pool Pump Regulations on Claims Guide

Ignore the misinformation and clear up confusion surrounding the U.S. Department of Energy’s Dedicated-Purpose Pool Pumps efficiency standards that went into effect July 19, 2021, with this one-page guide. Fill…

Pool and Hot Tub Equipment Claims Recorded Webinar

It’s almost pool season, and with it comes a wave of new claims related to swimming pools and hot tubs. And while you likely know how to enjoy these items,…

Solar Power View All

Shedding Light on Risks Involving Solar Power

The following article on "Shedding light on risks involving solar power," written by Jay Dykstra of HVACi and StrikeCheck, was originally published on Property Casualty 360. Solar panels comprise multiple photovoltaic cells,…

Solar Power Claim Case Study

StrikeCheck is a leading damage assessment provider for electrical systems, including solar power equipment, throughout the country. With thorough investigations, swift cycle times, and actionable reports, we give insurance carriers…

Intro to Solar Power System Claims Webinar Recording

Solar power systems have become increasingly popular over the past few years due to decreased installation costs and increased interest in green technology. With more of these systems in place,…

Storm Claims View All

Storm-Related Claim Case Study

Water, freezing conditions, and wind are all potential storm elements that could cause damage to commercial and residential property, regardless of the storm’s size or severity. Even so, claims reported…

Investigating Storm-Related Electrical Claims Webinar Recording

When storms hit anywhere in the United States, claims with damages caused by surge and lightning, wind, ice, hail, or water soon follow. Better understand which electronics and other specialty…

Weather Impacts to Electronics Claims Guide

Storms occur throughout the year and can lead to claims with many of your policyholders’ electrically powered items. Fill out the form to receive your guide to: Types of storm-related…

Water Claims View All

What to Know About Water Damage to Electronics Guide

Electronics mixed with water go about as well as oil and water – they rarely work together. It’s important to assess the scope of the damage to figure out the…

Scary Story: Poking Holes in a Liability Claim

Adjusters represent the policyholder – whether it’s the homeowner who had an electronic sustain damage or the company being held liable for it. The latter was the case for this…

Water Damage to Electrically Powered Items

Water damage can occur year round from a variety sources, and is therefore one of the most frequently claimed property insurance perils. Regardless of the source, 1 in 50 homes…

Water Heaters View All

Tank vs. Tankless Water Heaters: What the Difference Means for Claims

Policyholders have any one of a variety of water heater types in their homes or businesses. Water heating accounts for 14–18% of utility bills, according to the U.S. Department of…

The Additional Damages You May See in Failed Water Heater Claims

When a water heater fails, the cost of restoring the insured to pre-loss condition varies wildly. Repairs could cost as little as $50 or a replacement could cost over $1000.…

Preventing Excessive Damage from Water Heater Losses

When an insured comes to you with a water heater claim, the damage isn’t always limited to the water heater itself. Floors, ceilings, walls, and personal property are all at…

Well and Sump Pumps View All

Adjusting Well Pump Claims Webinar Recording

Nearly 45 million people, about 15 percent of the U.S. population, rely on private wells for their source of drinking water, according to the U.S. Geological Survey. And they are…

Well Pump Case Study

Lightning damaging a well pump and causing it to trip the electrical panel? Seems like it could be plausible if the equipment wasn’t inspected thoroughly. In this case, the StrikeCheck…

Adjuster Strategies for Tackling Well Pump Claims

The following article on “Adjuster strategies for tackling well pump claims,” written by Jay Dykstra of HVACi and StrikeCheck, was originally published on Property Casualty 360. Several factors determine what type of well…

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