Standby Generator Guide

Standby generators are alternative power sources that policyholders rely on if they experience extended power outages. Adjusters should know how this equipment works and why it may fail. Like any permanent fixture of a home or business, generators require maintenance that may be overlooked, and they’re particularly susceptible to certain perils.

When a standby generator fails, the policyholder may mistake the actual cause of loss for another. They may also receive estimates to replace their equipment when repairs may be all that’s necessary, leaving the carrier vulnerable to indemnity leakage.

Fill out the form to receive our Standby Generator Guide so you can be prepared to settle claims for this equipment accurately. This guide covers:

• How standby generators work
• Generator assessment statistics
• Reported vs. actual causes of loss
• Primary causes of damage to generators