Guide to High Voltage Surge Claims with Electronics
Lights are flickering, electronics aren’t powering on, or appliances aren’t working as designed. Policyholders facing these situations may report these as lightning, unknown, or another peril and hope carriers will help them resolve the issue. Often, they lead back to damage caused by high voltage surge.
Adjusters should understand why high voltage surge losses are so prevalent and what all could be impacted.
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This overview gives adjusters information about:
- Types of voltage irregularities
- Main causes of high voltage surges
- How surges impact adjusters and claims
- Types of property that frequently sustains surge damage
When policyholders look to you for answers, this guide will help you be more prepared to handle the claims.