Well Pump Claim Case Study

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Not determining cause of loss and scope of damage on failed equipment may lead to settling for unnecessary replacements. In the claim discussed in this case study, a policyholder reported that their failed well pump was damaged by lightning. The adjuster needed verification before settling the claim and engaged the StrikeCheck team for a quick, accurate response. Fill out the form to find out how a StrikeCheck assessment met the carrier's challenges and provided the adjuster with the information needed to determine...

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Electronics Fire Claim Case Study

Smoke and fire claims are likely to include many items that could be damaged. However, not all items present during the fire will need to be replaced. Some items may be repairable, while others may be non-damaged. Expert knowledge and specialized testing may be required to know the difference. The adjuster who assigned StrikeCheck the claim depicted in the following case study sought clarification about the scope of damage when 13 electrically powered items were included in a smoke and fire...

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Evaluating Winter Fire Claims Case Study

A resident plugged in a space heater and returned to find an electrical fire inside the bedroom wall. Three contractor estimates ranged from $10,000 to $27,000, reflecting the costs for limited repairs to full replacements. The adjuster handling this claim sought StrikeCheck’s expert evaluation to determine if the whole house needed re-wiring or just the affected area. Fill out the form to read the Evaluating Winter Fire Claims Case Study. Learn more about: • The challenges the adjuster faced when handling this claim •...

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Pool Heat Pump Case Study

Pool equipment has many repairable components, and adjusters should know that full replacement may not be necessary when settling a claim. In this case study, a pool’s heat pump failed, and a contractor recommended full replacement. The adjuster contacted StrikeCheck to perform a quick and accurate assessment to reveal the source of the problem and prevent claim leakage. Fill out the form to find out what StrikeCheck learned when assessing the heat pump, and how we arrived at a more accurate...

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Lightning and Surge Claim Case Study: Number of Items Grows

Lightning is one of the most reported perils, particularly for electronics. And unlike some other causes of loss, lightning and surges can impact a variety of items – though it may not be noticed right away. This can result in policyholders needing to add more property to a claim after it’s already been filed. The adjuster had already sought StrikeCheck’s assistance to examine all of the electronics included in the claim. Luckily, the team is equipped to take on any...

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Lightning Claim Case Study: Three Needs, One Solution

Claims often include multiple items that need people with specialized knowledge to inspect them. The adjuster for the claim described in this case study sought HVACi’s help to determine if a flue pipe and HVAC system were damaged by lightning. When the insured complained of circuit breakers tripping, the adjuster asked the HVACi experts to get help from StrikeCheck team to add an electrical system evaluation to the assessment scope. StrikeCheck’s lightning verification reports added further data to verify the...

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Solar Power System Claim Case Study

Solar power equipment is one of the electrically powered items that has a high risk of claims leakage. Not only does it not always need replacement, it isn’t always damaged by a covered loss. The claim described in this case study included nearly $22,000 of claimed solar power equipment; however, it appeared to be malfunctioning because of a damaged circuit breaker. The circuit breaker cost a couple hundred dollars – and the 30 claimed solar panels were non-damaged. Fill out the form...

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Electrical Fire Case Study

Don’t settle claims with unfamiliar, complex equipment before determining cause of loss and scope of damage. An adjuster needed support settling the claim described in this case study. The policyholder reported multiple residential appliances and specialty equipment had been impacted by a fire. Among the carrier’s challenges were an unknown scope of damage, unfamiliarity with complex equipment, and a need for the evaluation results quickly. Fill out the form to read how StrikeCheck helped the adjuster overcome those challenges to settle the...

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StrikeCheck Client Case Study

Both the smaller and largest carriers benefit from using StrikeCheck’s assessment and desktop review services, and the data demonstrates that. A Top 5 Property and Casualty insurance carrier entrusted StrikeCheck to determine the cause of loss and scope of damage for more than 300 types of electrically powered items through assessments. The insurance professionals also applied our lightning verification reports to confirm the presence of lightning for claims with reported lightning or surge damage. Fill out the form to see the carrier’s...

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Water Heater Claim Case Study

Adjusters rely on StrikeCheck to accurately verify if lightning was present at the time of loss and if it damaged the claimed equipment. In this case study, the insured filed a claim after lightning reportedly damaged a water heater, oven, computer, and washing machine. StrikeCheck used lightning verification reports and testing based on engineering best practices to figure out if that was true. Fill out the form to find out what our evaluation determined and how the adjuster benefited from seeking the...

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Hot Tub Claim Case Study

Whether the policyholder has had a contractor inspect the claimed electronics or not, adjusters should verify cause of loss to ensure an accurate settlement. The insured for the claim in this case study was only guessing that the damage to a hot tub was related to a surge. The adjuster wasn’t going to chance claims leakage by settling the claim without the claim support of electronics expert StrikeCheck. Fill out the form to better understand our assessment process and what we...

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StrikeCheck Solar Panel Claim Case Study

Thieves and vandals caused tens of thousands of dollars in damages to a rooftop commercial solar system. While a claim with more than 800 solar panels could seem daunting, StrikeCheck took on the challenge of thoroughly evaluating all the equipment, including the solar power system and other claimed electrical components. Check out the images and details from this solar power and electrical claim by filling out the form...

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Scary Story: Peril Unknown

Pools and hot tubs have multiple pieces of complex equipment to keep them functioning properly at the preferred temperatures. Because of this, it may be difficult for the adjuster or policyholder to know what exactly caused a malfunction – and if it’s a covered peril. In this scary story, a pool grade heater with two external pumps was leaking and some of the jets were not working as designed. The adjuster sought the help of StrikeCheck’s experts to determine the cause...

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Electrical Service Panel Claim Case Study

Less than two business days were all our experts needed to provide this adjuster with the actual cause of loss and scope of damage for a policyholder’s malfunctioning electrical service panel. Fill out the form to read why the power was out throughout the downstairs of a home and whether it required a full service panel replacement – and at what potential settlement cost. Have a complicated electrical service panel claim? Eliminate speculation about what is needed to return your policyholders to...

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Storm-Related Claim Case Study

Water, freezing conditions, and wind are all potential storm elements that could cause damage to commercial and residential property, regardless of the storm’s size or severity. Even so, claims reported as being related to specific weather events often include equipment in proper working condition or with a cause of loss that isn’t a covered peril. Fill out the form to read about a residential claim that stemmed from an unusual winter storm in Texas. It included several different electrically powered items...

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StrikeCheck Super Regional Client Case Study

Carriers of all sizes can benefit from StrikeCheck’s actionable damage assessment reports and desktop review services. Our team works with each one to provide solutions for their main initiatives, including accuracy, efficiency, and timeliness. Fill out the form to find out the results of claims with electrically powered items that we handled for a super regional carrier. Its adjusters relied on our experts for settlement recommendations and found particular value in our speed and accuracy for claims filed after...

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Scary Story: Lightning and Solar Panels

Combine an item that is known for causing claims leakage with a commonly claimed peril that is rarely the cause of loss and you get the scenario for this Scary Story. The adjuster was handed a lightning claim for several different items, including more than 40 malfunctioning solar panels, with an estimated replacement cost of nearly $45,000. Fill out the form to find out how the adjuster was able to resolve this claim as easily as flipping a...

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StrikeCheck Commercial Restaurant Claim Case Study

Multiple malfunctioning coolers and lights spell trouble for any policyholder but particularly for one running a restaurant. The adjuster handling this commercial claim needed support or risked making settlements based on inaccurate perils and replacement recommendations. The StrikeCheck Commercial Restaurant Claim Case Study reiterates the importance of partnering with an expert to receive data-driven solutions for the claims-settling process, from determining actual causes of loss to ensuring repairs and replacements match market pricing and manufacturer availability. Fill out the form to...

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Top 20 Client Client Case Study

You may have experienced or at least seen what StrikeCheck can do on an individual claim level (if not, check out the Lightning Claim Case Study). One claim assessment has the potential to prevent hundreds or thousands of dollars in claims leakage. How do each of those claims add up for an individual carrier? Fill out the form to receive our one-page client case study where we break down how a Top 20 U.S. property and casualty...

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Scary Story: Poking Holes in a Liability Claim

Adjusters represent the policyholder – whether it’s the homeowner who had an electronic sustain damage or the company being held liable for it. The latter was the case for this edition of Scary Story. Only the homeowner wasn’t claiming the company damaged just one item. There were dozens of computers, keyboards, audio equipment, and other electronics with a claimed replacement value of nearly $15,000. Fill out the form to receive your copy of Scary Story: Poking Holes in a Liability Claim...

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Well Pump Case Study

Lightning damaging a well pump and causing it to trip the electrical panel? Seems like it could be plausible if the equipment wasn’t inspected thoroughly. In this case, the StrikeCheck team comprehensively assessed the well pump system components and found the cause of loss was much less … natural. Fill out the form to obtain your copy of the well pump case study to read what our technician saw and how it affected our recommended settlement. And don’t think this is...

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Lightning Claim Case Study

Lightning can damage multiple items in a home all at once. It’s a good thing the adjuster for this claim didn’t take the contractor’s word for all the items listed as damaged by lightning. Assessments by a knowledgeable third party can shed light on a more accurate cause of loss – if there is one – and make clearer recommendations for any necessary repairs or replacements. Fill out the form to see what our technician and staff found when assessing each...

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Scary Story: Wire on Fire

Claims about house fires aren’t necessarily rare. But what about claims related to garage fires that lead to power outages in several rooms inside a home? If it sounds strange to you, then you can understand why it sounded peculiar to our StrikeCheck team and why we worked hard to get to the bottom of it for the insurance carrier. Our report detailed not only why the home’s power was out (and how to get it back), but we also...

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Lightning Report Case Study

Property and Casualty Insurance carriers continue to seek processes that make handling claims more efficient, consistent, and accurate, which will decrease the likelihood of claims leakage. One method is by incorporating an automated system into your procedures that eliminates the guesswork and potential for human error for all claims that have a listed peril of lightning, surge, or unknown. Read how a super-regional Property and Casualty Insurance carrier made StrikeCheck part of its process by establishing an automatic system that assigns...

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Pool Claim Case Study

StrikeCheck provides insurance carriers comprehensive inspections and actionable reports in a short cycle time to help them settle claims quickly and accurately. This case study involving a claim about a pool heater and a hurricane illustrates how StrikeCheck thoroughly looks at the facts to find the true cause of loss and provides fair approaches to bringing the policyholder back to pre-loss condition, without unnecessary replacements. Fill out the provided form to find out how this case was resolved and how StrikeCheck...

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Solar Power Claim Case Study

StrikeCheck is a leading damage assessment provider for electrical systems, including solar power equipment, throughout the country. With thorough investigations, swift cycle times, and actionable reports, we give insurance carriers the information they need to settle claims quickly and accurately. The following case study demonstrates how StrikeCheck’s independent and objective assessment delivers detailed, clear, and accurate information on a complex claim involving expensive solar modules. The claim illustrated in this study was for an extensive solar power system that underwent a...

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Electrical Systems Case Study

StrikeCheck’s thorough investigations, swift cycle times, and actionable reports enable insurance carriers to settle claims quickly and accurately. This case study involving an electrical system loss illustrates how StrikeCheck helped resolve an unnecessarily costly claim in which a contractor stated that the electrical pedestal and subpanel would need to be replaced for over $10,000. To read more on how StrikeCheck aided this adjuster and insured, fill out the provided...

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