Cause of Loss
HVAC Winter Concepts Webinar Recording
If the weather outside is frightful — or maybe just a bit chilly — it’s time for many to flip their HVAC systems from cooling to heating, and with that…
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Hail and Wind HVAC Claims Webinar Recording
Impact damage to HVAC systems can come from a number of sources, but two very common perils are hail and wind damage. Because these damages are so prevalent, you want…
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Voltage Irregularities Could Strike Out Lightning Claims
All too often claims cross your desk stating electrical equipment was struck by lightning. In fact, according to the StrikeCheck 2020 Annual Claims report, lightning was the most frequently claimed…
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Why the Increase in Heat Waves Could Affect Claims
Heat waves have been causing sweltering temperatures globally, including in major cities in the United States. This extreme weather could initiate perils that impact residential and commercial policyholders’ electrically powered…
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Preparing for Winter Electrical Fire Claims Guide
The overall number of fire losses for homeowners, commercial multiple peril and fire insurance fluctuates based on wildfire-related incidents, according to the Insurance Information Institute. However, one thing that doesn’t…
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Evaluating Winter Fire Claims Case Study
A resident plugged in a space heater and returned to find an electrical fire inside the bedroom wall. Three contractor estimates ranged from $10,000 to $27,000, reflecting the costs for…
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HVAC Lightning and Surge Claims Webinar Recording
Every year, about 25 million bolts of lightning touch ground (National Severe Storms Laboratory)– or hit homes, cars, trees, or other objects — which resulted in over 77,000 claims in…
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