Electrical Equipment
Generator Maintenance Guide
According to the U.S. Energy Information Administration, each year, the average American property experiences at least one power outage lasting more than 5 minutes. It’s not surprising, then, that standby…
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Electrical Panel Claim Information
Electrical panels are an essential part of any property, whether residential or commercial, and claim expenses for electrical panel damage can compound quickly. If a loss occurs and the panel…
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Hazardous Energy: Tips for Generator Safety
In 2017, Hurricane Irma left more than 60% of Floridians without power in the days following landfall. The disaster meant more than a loss of power for them, however. The…
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Handling Standby Generator Claims
The number of power outages in the United States have increased significantly over the past decade due to severe weather, heightened demand on the electrical grid, and outdated electrical infrastructure.…
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Winter Electrical Fires
Did you know that December and January are the leading months for residential fires? While the risk is prevalent year-round, it’s even greater in the winter months, particularly for electrical…
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Handling Electrical Wiring Damage Claims
Claims involving damaged electrical wiring can cross an adjuster’s desk for a number of reasons. Whether your insured claims that the wiring was damaged from a high heat event (such…
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Voltage Irregularities Could Strike Out Lightning Claims
All too often claims cross your desk stating electrical equipment was struck by lightning. In fact, according to the StrikeCheck 2020 Annual Claims report, lightning was the most frequently claimed…
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Inspecting Electrical System Claims Recorded Webinar
Claims that involve damage to electrical systems can be particularly tricky even for seasoned adjusters. Understanding the basics of how these systems function, how they can become damaged, and what…
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Commercial Generators Guide
It’s easy to forget that commercial generators are a necessary piece of equipment to keep businesses up and running, but they still wind up in property claims. Commercial adjusters can…
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Generator Schematic
When a generator breaks, your customers may come to you with a claim to see if the repairs (or replacement) fall within their coverage. If you aren’t a generator expert,…
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Electrical Systems Claims Kit for Insurance Adjusters
Evaluating claims for electrical systems can be incredibly complex, especially if you aren’t an electrician or an electrical engineer. As an insurance adjuster, you still want to handle these claims…
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Electrical Service Panels
A key component of any electrical system in a home or business is the electrical service panel. These panels redirect electricity from the grid (through the meter) into the various…
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Electrical Wiring Claim Overview
Understanding Claims for Wiring Damage There are a number of causes for damaged wiring, including improper installation, wear and tear, and lightning strikes, but regardless of the cause, it can…
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Generator Overview
Many homes and businesses have standby generators (sometimes called “backup generators”) in case of a power outage. Unfortunately, there are several electrical and mechanical components susceptible to damage through surge…
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Well Pump Overview
Submersible Well Pumps As an insurance adjuster, you’re may see claims for damaged well pumps, particularly submersible well pumps. These well pumps push water from below the ground into a…
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