Electrical Equipment
Handling Standby Generator Claims
The number of power outages in the United States have increased significantly over the past decade due to severe weather, heightened demand on the electrical grid, and outdated electrical infrastructure.…
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Well Pump Testing Guide
How to Efficiently Handle Well Pump Claims When your customers have well pumps that get damaged, those claims need to be handled fast -- after all, you don’t want to…
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Water Heater Schematic
Water heaters made up nearly half of the plumbing-related claims that we saw in 2018 (StrikeCheck 2019 Annual Claims Report), and the average cost of replacing a water heater is…
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Ovens and Ranges Overview
What to Consider When Handling Claims for Ranges, Ovens, and Cooktops Ovens, ranges, and cooktops can be very expensive to replace, and a lot of times, when claims come up…
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Handling Electrical Wiring Damage Claims
Claims involving damaged electrical wiring can cross an adjuster’s desk for a number of reasons. Whether your insured claims that the wiring was damaged from a high heat event (such…
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DOE Water Heater Changes
Hot Water Heater Minimum Energy Efficiency Changes Have you gotten a water heater claim and heard the contractor say that the water heater needs to be replaced because it doesn’t…
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Well Pump Schematic
Submersible Well Pump Diagram Of all the plumbing-related claims we saw here at StrikeCheck in 2018, 41% were well pump claims (StrikeCheck 2019 Annual Claims Report). As an insurance adjuster,…
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Pool Equipment Overview
There are more than 8 million residential swimming pools in the U.S. (Association of Pool and Spa Professionals), and the systems used to clean and maintain a pool are quite…
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Leading Causes of Refrigerator Damage
Hardworking refrigerators are often taken for granted. They run constantly and are arguably the home’s most important appliance. Often, we don’t think about what causes refrigerator damage until it’s too…
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Smart Home Components Overview
Our Connected World: An Overview of Smart Home Components and Claims Our world is becoming more and more connected. Smart devices are becoming more common in the home, and we’re…
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Alarm System Overview
Residential Alarm Systems With the number of homes and businesses with security systems rising, insurance adjusters like you are more likely to see claims for these electrical systems. If you’re…
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Refrigerator Claim Guide
Essential for modern food storage, refrigerators are the most commonly owned appliance in U.S. homes. As such, you’re likely to see them in claims at some point -- in fact,…
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Solar Energy Systems
Solar energy is a booming industry in the United States. According to Solar Energy Industries Association (SEIA), the solar energy industry has grown more than 60% annually since 2006, in part…
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Solar Power Overview Video
An Introduction to Solar Power Systems Solar power systems are incredibly complex, and if you’re processing a solar power system or panel repair claim, you want to be sure that…
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Electrical Systems Claims Kit for Insurance Adjusters
Evaluating claims for electrical systems can be incredibly complex, especially if you aren’t an electrician or an electrical engineer. As an insurance adjuster, you still want to handle these claims…
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Solar Panel Overview
How They Work: Residential Solar Electricity Systems The cost of residential solar panel systems has dropped 50% since 2014 (according to the Office of Energy Efficiency and Renewable Energy), and…
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Handling Tankless Water Heater Claims
Tankless water heaters are becoming a progressively more popular alternative to traditional tank-style water heaters. According to Research and Markets, the global tankless water heater market is expected to grow at…
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Water Heater Fundamentals Webinar
Damage to water heaters are pretty common, and when they break, they may not be the only items claimed when they fall on your desk. Water heaters, particularly storage water…
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Computer LKQ Checklist
Over three-quarters of all households in the U.S. have computers (Census.gov), so they can be a recurring hassle for property claims adjusters. Computers are complicated machines that come in many…
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Sump Pump Overview
Many houses, particularly those built within the last 30 years, have sump pumps to prevent moisture from building up beneath the home. When these sump pumps fail, massive water damage…
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Washer and Dryer Claims 101
Washer and dryer damage claims are often difficult due to their complexity of operation and the myriad of components that they contain. According to the US Census Bureau, over 85% of…
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Preventing Excessive Damage from Water Heater Losses
When an insured comes to you with a water heater claim, the damage isn’t always limited to the water heater itself. Floors, ceilings, walls, and personal property are all at…
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Dishwasher Claim Guide
Dishwashers are an incredible time-saving device (saving each household perhaps hundreds of hours a year according to EnergyStar). So when an insured comes to you saying their dishwasher is broken…
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Tankless Water Heater Infographic
Tankless water heaters are slowly becoming more common (Consumer Reports) thanks to their energy-saving properties that lower utility bills, and with their rising popularity can come more related claims. You…
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What Causes Water Heater Failure?
Water heaters are an integral part of any residential or commercial property. The US Department of Energy estimates that there are 103 million residential water heaters in service. With the average…
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The Additional Damages You May See in Failed Water Heater Claims
When a water heater fails, the cost of restoring the insured to pre-loss condition varies wildly. Repairs could cost as little as $50 or a replacement could cost over $1000.…
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Electrical Service Panels
A key component of any electrical system in a home or business is the electrical service panel. These panels redirect electricity from the grid (through the meter) into the various…
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Water Heater and Well Pump Claim Kit
Claims involving water heaters and well pumps can be difficult to settle and time sensitive, as the insured is likely without water. While both essential pieces of equipment can be…
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TV LKQ Checklist
More than half of all entertainment electronics claims that StrikeCheck evaluated in 2018 were for televisions (StrikeCheck 2019 Annual Claims Report). When coverage is found for a claimed television, you’ll…
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What Causes a Water Heater to Leak or Rupture?
The following article on “What causes a water heater to leak or rupture?”, written by Reza Nikrooz of StrikeCheck, originally appeared in the Technical Notebook Column of Claims Magazine and was also published on Property…
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Generator Maintenance Guide
According to the U.S. Energy Information Administration, each year, the average American property experiences at least one power outage lasting more than 5 minutes. It’s not surprising, then, that standby…
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Electrical Wiring Claim Overview
Understanding Claims for Wiring Damage There are a number of causes for damaged wiring, including improper installation, wear and tear, and lightning strikes, but regardless of the cause, it can…
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Solar Power System Components Guide
Solar power systems are becoming more and more popular as their cost becomes more competitive with conventional energy production systems. As a result, more insured homes have these systems, increasing…
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Washer and Dryer Overview
When you deal with homeowners insurance claims, you’re pretty likely to handle claims that include washer and dryer damage. In fact, washers and dryers made up 36% of the large…
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Inspecting Electrical System Claims Recorded Webinar
Claims that involve damage to electrical systems can be particularly tricky even for seasoned adjusters. Understanding the basics of how these systems function, how they can become damaged, and what…
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Hazardous Energy: Tips for Generator Safety
In 2017, Hurricane Irma left more than 60% of Floridians without power in the days following landfall. The disaster meant more than a loss of power for them, however. The…
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Generator Overview
Many homes and businesses have standby generators (sometimes called “backup generators”) in case of a power outage. Unfortunately, there are several electrical and mechanical components susceptible to damage through surge…
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Handling Dishwasher Claims Accurately
While we haven’t made it to the high-tech dishwasher age of The Jetsons, dishwashers are still a common appliance likely to show up in a property claim. Dishwashers are considered more…
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Water Heater Overview
Storage Hot Water Heaters: An Overview The most common hot water heaters in homes and businesses tend to be storage or “tank-type” units that heat anywhere from 25 to 100…
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Generator Schematic
When a generator breaks, your customers may come to you with a claim to see if the repairs (or replacement) fall within their coverage. If you aren’t a generator expert,…
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Solar Power Claims Kit for Adjusters
Solar energy is becoming more popular each year and as a result, claims involving solar power system components have been landing on the desks of adjusters everywhere. With over 2…
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Hot Tub Freeze Damage
With millions of residential hot tubs and spas in the U.S. -- and more than half of them in the northern states -- there’s a good chance you’ll end up…
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Electrical Panel Claim Information
Electrical panels are an essential part of any property, whether residential or commercial, and claim expenses for electrical panel damage can compound quickly. If a loss occurs and the panel…
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Well Pump Overview
Submersible Well Pumps As an insurance adjuster, you’re may see claims for damaged well pumps, particularly submersible well pumps. These well pumps push water from below the ground into a…
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Tankless Water Heater Diagram
Tankless water heaters are slowly becoming more common (Consumer Reports), and for good reason -- those who go tankless can save money on their utility bills since these water heaters…
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Leaking and Burst Water Heaters
Nearly 70% of water heater failures come from a slow leak or sudden burst, and while the level of damage that results varies, these failures are all potential claims that…
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