Electrical Equipment
Electrical Systems Case Study
StrikeCheck’s thorough investigations, swift cycle times, and actionable reports enable insurance carriers to settle claims quickly and accurately. This case study involving an electrical system loss illustrates how StrikeCheck helped…
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Electrical Service Panel Risks in Property Claims
The following article on “Electrical service panel risks in property claims,” written by Jay Dykstra of HVACi and StrikeCheck, was originally published on Property Casualty 360. Policyholders may be quick to file claims…
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Electrical Panel Claim Information
Electrical panels are an essential part of any property, whether residential or commercial, and claim expenses for electrical panel damage can compound quickly. If a loss occurs and the panel…
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Voltage Irregularities Could Strike Out Lightning Claims
All too often claims cross your desk stating electrical equipment was struck by lightning. In fact, according to the StrikeCheck 2020 Annual Claims report, lightning was the most frequently claimed…
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Electrical Fire Case Study
Don’t settle claims with unfamiliar, complex equipment before determining cause of loss and scope of damage. An adjuster needed support settling the claim described in this case study. The policyholder…
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Handling Standby Generator Claims
The number of power outages in the United States have increased significantly over the past decade due to severe weather, heightened demand on the electrical grid, and outdated electrical infrastructure.…
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Commercial Generators Guide
It’s easy to forget that commercial generators are a necessary piece of equipment to keep businesses up and running, but they still wind up in property claims. Commercial adjusters can…
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4 Common Generator Perils
Power outages are a common occurrence during hurricane season and after other storms throughout the year, and many homeowners turn to generators while trying to get back to normal. Though…
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Generator Schematic
When a generator breaks, your customers may come to you with a claim to see if the repairs (or replacement) fall within their coverage. If you aren’t a generator expert,…
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Top Facts to Know About Smoke and Carbon Monoxide Detectors for Insurance Claims
Various insurance carriers require or incentivize policyholders to have smoke and carbon monoxide detectors in their homes or businesses as these devices could mean a matter of life or death.…
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Refrigerator Claims Guide
Refrigerators are frequently included in claims. Factors like the broad range of market prices and the complexity of refrigerator components can make it difficult to determine the best next steps…
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Electrical Service Panels
A key component of any electrical system in a home or business is the electrical service panel. These panels redirect electricity from the grid (through the meter) into the various…
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Guide to 5 Common Types of Lighting Seen in Residential Claims
Last year, electrical and lighting components made up nearly 20 percent of the items StrikeCheck assessed for carriers. That percentage is understandable when you think about all the different types…
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6 Questions That Affect Electronics Claims With Water Losses
We’re all taught early in our lives that electronics and liquid don’t mix. In addition to the many safety concerns, water can render electronics inoperable and lead to claims. Before…
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Electrical Wiring Claim Overview
Understanding Claims for Wiring Damage There are a number of causes for damaged wiring, including improper installation, wear and tear, and lightning strikes, but regardless of the cause, it can…
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Bah Humbug: Ways Holiday Decorations Can Be the Cause and Subject of Property Insurance Claims
On the first day of Christmas my insureds gave to me, claims caused by a holiday tree. Those lyrics probably won’t catch on for the classic tune, but it’s a…
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Electrical System and Wires Guide
Electrical service panels, wiring, switches, and outlets keep electricity flowing to where your policyholders need it. When those components fail, it could spell damages for any electronic on the circuit.…
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Standby Generator Guide
Standby generators are alternative power sources that policyholders rely on if they experience extended power outages. Adjusters should know how this equipment works and why it may fail. Like any…
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Commercial Electrical Equipment Losses for Adjusters Webinar Recording
Any adjuster who handles claims with electrical and specialty equipment will gain better insight into a variety of commercial electronics and their insurance impacts with StrikeCheck’s Commercial Electrical Equipment Losses…
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Home Automation Systems Guide
Home automation systems are a growing trend. They promise energy efficiency, convenience, and greater security. Adjusters should expect more claims to include home automation equipment in the future. Understanding these…
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Well Pump Overview
Submersible Well Pumps As an insurance adjuster, you’re may see claims for damaged well pumps, particularly submersible well pumps. These well pumps push water from below the ground into a…
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StrikeCheck Commercial Restaurant Claim Case Study
Multiple malfunctioning coolers and lights spell trouble for any policyholder but particularly for one running a restaurant. The adjuster handling this commercial claim needed support or risked making settlements based…
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Outdoor Electronics: Your Guide to Perils, Damages, and Assessments
Claims with electronics and electrically powered specialty items may include outdoor equipment like solar power systems, landscape lighting, lawnmowers, and more. Accurately settling these claims requires an assessment by an…
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Generator Maintenance Guide
According to the U.S. Energy Information Administration, each year, the average American property experiences at least one power outage lasting more than 5 minutes. It’s not surprising, then, that standby…
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Electrical Service Panel Claim Case Study
Less than two business days were all our experts needed to provide this adjuster with the actual cause of loss and scope of damage for a policyholder’s malfunctioning electrical service…
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Hazardous Energy: Tips for Generator Safety
In 2017, Hurricane Irma left more than 60% of Floridians without power in the days following landfall. The disaster meant more than a loss of power for them, however. The…
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What to Ask About Interior Electrical System Claims – And Why the Answers Matter to Adjusters
It may be difficult to know where to begin when handling claims related to interior electrical systems because the complex equipment encompasses so much that can affect a policyholder's property.…
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Winter Electrical Fires
Did you know that December and January are the leading months for residential fires? While the risk is prevalent year-round, it’s even greater in the winter months, particularly for electrical…
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Investigating Residential Electrical System Claims Webinar Recording
Electrical systems have complex components that sustain damage from various perils, which makes it more difficult to quickly and fairly settle claims that include them. StrikeCheck is offering a new…
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