Electrical Equipment
Electrical Service Panel Risks in Property Claims
The following article on “Electrical service panel risks in property claims,” written by Jay Dykstra of HVACi and StrikeCheck, was originally published on Property Casualty 360. Policyholders may be quick to file claims…
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Handling Electrical Wiring Damage Claims
Claims involving damaged electrical wiring can cross an adjuster’s desk for a number of reasons. Whether your insured claims that the wiring was damaged from a high heat event (such…
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Voltage Irregularities Could Strike Out Lightning Claims
All too often claims cross your desk stating electrical equipment was struck by lightning. In fact, according to the StrikeCheck 2020 Annual Claims report, lightning was the most frequently claimed…
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Electrical Fire Case Study
Don’t settle claims with unfamiliar, complex equipment before determining cause of loss and scope of damage. An adjuster needed support settling the claim described in this case study. The policyholder…
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Generator Schematic
When a generator breaks, your customers may come to you with a claim to see if the repairs (or replacement) fall within their coverage. If you aren’t a generator expert,…
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Commercial Generators Guide
It’s easy to forget that commercial generators are a necessary piece of equipment to keep businesses up and running, but they still wind up in property claims. Commercial adjusters can…
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4 Common Generator Perils
Power outages are a common occurrence during hurricane season and after other storms throughout the year, and many homeowners turn to generators while trying to get back to normal. Though…
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Electrical Systems Claims Kit for Insurance Adjusters
Evaluating claims for electrical systems can be incredibly complex, especially if you aren’t an electrician or an electrical engineer. As an insurance adjuster, you still want to handle these claims…
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Top Facts to Know About Smoke and Carbon Monoxide Detectors for Insurance Claims
Various insurance carriers require or incentivize policyholders to have smoke and carbon monoxide detectors in their homes or businesses as these devices could mean a matter of life or death.…
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Electrical Service Panels
A key component of any electrical system in a home or business is the electrical service panel. These panels redirect electricity from the grid (through the meter) into the various…
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Guide to 5 Common Types of Lighting Seen in Residential Claims
Last year, electrical and lighting components made up nearly 20 percent of the items StrikeCheck assessed for carriers. That percentage is understandable when you think about all the different types…
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Electrical Wiring Claim Overview
Understanding Claims for Wiring Damage There are a number of causes for damaged wiring, including improper installation, wear and tear, and lightning strikes, but regardless of the cause, it can…
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Bah Humbug: Ways Holiday Decorations Can Be the Cause and Subject of Property Insurance Claims
On the first day of Christmas my insureds gave to me, claims caused by a holiday tree. Those lyrics probably won’t catch on for the classic tune, but it’s a…
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Generator Overview
Many homes and businesses have standby generators (sometimes called “backup generators”) in case of a power outage. Unfortunately, there are several electrical and mechanical components susceptible to damage through surge…
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Commercial Electrical Equipment Losses for Adjusters Webinar Recording
Any adjuster who handles claims with electrical and specialty equipment will gain better insight into a variety of commercial electronics and their insurance impacts with StrikeCheck’s Commercial Electrical Equipment Losses…
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Well Pump Overview
Submersible Well Pumps As an insurance adjuster, you’re may see claims for damaged well pumps, particularly submersible well pumps. These well pumps push water from below the ground into a…
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StrikeCheck Commercial Restaurant Claim Case Study
Multiple malfunctioning coolers and lights spell trouble for any policyholder but particularly for one running a restaurant. The adjuster handling this commercial claim needed support or risked making settlements based…
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Generator Maintenance Guide
According to the U.S. Energy Information Administration, each year, the average American property experiences at least one power outage lasting more than 5 minutes. It’s not surprising, then, that standby…
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Electrical Service Panel Claim Case Study
Less than two business days were all our experts needed to provide this adjuster with the actual cause of loss and scope of damage for a policyholder’s malfunctioning electrical service…
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Hazardous Energy: Tips for Generator Safety
In 2017, Hurricane Irma left more than 60% of Floridians without power in the days following landfall. The disaster meant more than a loss of power for them, however. The…
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What to Ask About Interior Electrical System Claims – And Why the Answers Matter to Adjusters
It may be difficult to know where to begin when handling claims related to interior electrical systems because the complex equipment encompasses so much that can affect a policyholder's property.…
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Electrical Panel Claim Information
Electrical panels are an essential part of any property, whether residential or commercial, and claim expenses for electrical panel damage can compound quickly. If a loss occurs and the panel…
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Winter Electrical Fires
Did you know that December and January are the leading months for residential fires? While the risk is prevalent year-round, it’s even greater in the winter months, particularly for electrical…
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Investigating Residential Electrical System Claims Webinar Recording
Electrical systems have complex components that sustain damage from various perils, which makes it more difficult to quickly and fairly settle claims that include them. StrikeCheck is offering a new…
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Handling Standby Generator Claims
The number of power outages in the United States have increased significantly over the past decade due to severe weather, heightened demand on the electrical grid, and outdated electrical infrastructure.…
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Electrical Systems Case Study
StrikeCheck’s thorough investigations, swift cycle times, and actionable reports enable insurance carriers to settle claims quickly and accurately. This case study involving an electrical system loss illustrates how StrikeCheck helped…
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