What Adjusters Should Expect To See From Storm-Impacted Solar Power Systems

Article

Policyholders most often report lightning, wind, or hail as the cause of loss for solar panels included in claims. Of the three, only one remained as a top cause of loss after a comprehensive damage assessment – wind. Better understand the impacts wind can have on solar panels, and why other weather-related elements are less likely to damage the functionality of this complex equipment. Solar Panels Are Built To Withstand Many Hurricane Winds The components used to convert light into...

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6 Questions That Affect Electronics Claims With Water Losses

Article

We’re all taught early in our lives that electronics and liquid don’t mix. In addition to the many safety concerns, water can render electronics inoperable and lead to claims. Before you settle for an unnecessary replacement, there are six questions you or your equipment expert should be able to answer to ensure your resolution is accurate. Question 1: Did the electronic get fully submerged, or partially wet? The amount of water on or in an electronic can affect the scope of damage....

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Refrigerator Claims Guide

Refrigerators are frequently included in claims. Factors like the broad range of market prices and the complexity of refrigerator components can make it difficult to determine the best next steps when settling claims. We’ve put together an overview of what adjusters should know when handling refrigerator claims, including the most common failures adjusters should look for; details about different types of refrigerators policyholders may own; and a comparison of average repair and replacement costs. Fill out a short form to receive a...

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Well Pump Claim Fundamentals Webinar

Feb. 8, 2023, at 2 PM ET Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the webinar Well Pump Claim Fundamentals. From this webinar, you’ll learn:

  • Significance of well...

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Adjuster Guide to Jet Well Pumps

When your policyholders need water for their homes and businesses, they may rely on well pumps. Jet well pumps have several functions and can be used in shallow and deep well applications. The Adjuster Guide to Jet Well Pumps includes key information about this equipment and labeled diagrams for your reference. You’ll also learn more about:

  • The key characteristics of jet well pumps
  • Types of jet pumps
  • Their top causes of loss
Fill out the form to receive your guide to use...

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Donan’s Wind Damage to Asphalt Shingles Webinar

March 8, 2023, at 2 PM ET Asphalt shingles are the most popular roofing material in the United States, covering four out of five homes. Understanding what makes these shingles so prevalent and their vulnerabilities to wind damage can help you address wind and roofing claims from policyholders. Technical Education Manager Jay Dykstra explains this and more and presents wind case studies in the Wind Damage to Asphalt Shingles Webinar. From this webinar, you’ll learn about: • The basic characteristics of asphalt shingles •...

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Well Pump Claim Case Study

Article

Not determining cause of loss and scope of damage on failed equipment may lead to settling for unnecessary replacements. In the claim discussed in this case study, a policyholder reported that their failed well pump was damaged by lightning. The adjuster needed verification before settling the claim and engaged the StrikeCheck team for a quick, accurate response. Fill out the form to find out how a StrikeCheck assessment met the carrier's challenges and provided the adjuster with the information needed to determine...

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Well Pump Claim Fundamentals Webinar

Feb. 8, 2023, at 2 PM ET Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the webinar Well Pump Claim Fundamentals. From this webinar, you’ll learn:

  • Significance of well...

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Well Pump Claim Fundamentals Webinar

Feb. 8, 2023, at 2 PM ET Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the webinar Well Pump Claim Fundamentals. From this webinar, you’ll learn:

  • Significance of well...

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Well Pump Claim Fundamentals Webinar

Feb. 8, 2023, at 2 PM ET Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the webinar Well Pump Claim Fundamentals. From this webinar, you’ll learn:

  • Significance of well...

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Well Pump Claim Fundamentals Webinar

Feb. 8, 2023, at 2 PM ET Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the webinar Well Pump Claim Fundamentals. From this webinar, you’ll learn:

  • Significance of well...

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Well Pump Claim Fundamentals Webinar

Feb. 8, 2023, at 2 PM ET Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the webinar Well Pump Claim Fundamentals. From this webinar, you’ll learn:

  • Significance of well...

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Well Pump Claim Fundamentals Webinar

Feb. 8, 2023, at 2 PM ET Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the webinar Well Pump Claim Fundamentals. From this webinar, you’ll learn:

  • Significance of well...

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Well Pump Claim Fundamentals Webinar

Feb. 8, 2023, at 2 PM ET Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the webinar Well Pump Claim Fundamentals. From this webinar, you’ll learn:

  • Significance of well...

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Well Pump Claim Fundamentals Webinar

Feb. 8, 2023, at 2 PM ET Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the webinar Well Pump Claim Fundamentals. From this webinar, you’ll learn:

  • Significance of well...

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Electronics Trends Adjusters Need to Know in 2023

Article

StrikeCheck is monitoring the trends we can expect in the consumer electronics industry in 2023. In general, adjusters should be prepared to see next-generation technology included in claims, as well as a likelihood of higher replacement cost in claim settlements. 1. Consumer electronics will cost more in 2023. This is probably the least surprising trend on this list. Inflation is rising in all sectors, but consumer electronics have a more specific reason for price increases. There’s a global shortage of semiconductor chips...

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Donan’s Investigating Residential Kitchen Fires Webinar

The Essentials of Settling Water-Related HVAC Claims webinar has already occurred. You can watch the recording here. Cooking fires are the leading cause of home fires in the United States, according to the National Fire Protection Association. You’ll learn about fire investigation practices, technical forensics used to determine the cause of residential cooking fires, and ways to minimize risk during Donan’s Investigating Residential Kitchen Fires webinar. You’ll gain more in-depth knowledge about:

  • The significance of kitchen fires
  • Onsite investigations and laboratory...

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Electronics Fire Claim Case Study

Smoke and fire claims are likely to include many items that could be damaged. However, not all items present during the fire will need to be replaced. Some items may be repairable, while others may be non-damaged. Expert knowledge and specialized testing may be required to know the difference. The adjuster who assigned StrikeCheck the claim depicted in the following case study sought clarification about the scope of damage when 13 electrically powered items were included in a smoke and fire...

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What to Look for in Winter Electrical Fires Webinar Recording

Important: Pre-recorded webinars do not qualify for CE credit. Some fires occur more often in winter than in any other season, according to the National Fire Protection Association. Learn more about winter electrical fire losses that may appear in claims during StrikeCheck’s What to Look for in Winter Electrical Fires webinar. Technical Education Manager Jay Dykstra will discuss a variety of potential reasons for electrical fires, from holiday decorations to overloaded outlets. You’ll gain more in-depth knowledge about:

  • Leading causes of winter electrical...

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Decoding HVAC Claims – Actual vs. Reported Cause of Loss Webinar Recording

Important: Pre-recorded webinars do not qualify for CE credit. HVAC systems have complicated components that are susceptible to damages from many perils. A policyholder who isn’t familiar with this equipment may mistake the actual cause of a loss for another when filing a claim. The policyholder may confuse damage resulting from typically non-covered perils like wear and tear for something else, like smoke and fire or wind damage. Adjusters risk unnecessary settlements by not confirming cause of loss for each item...

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Evaluating Winter Fire Claims Case Study

A resident plugged in a space heater and returned to find an electrical fire inside the bedroom wall. Three contractor estimates ranged from $10,000 to $27,000, reflecting the costs for limited repairs to full replacements. The adjuster handling this claim sought StrikeCheck’s expert evaluation to determine if the whole house needed re-wiring or just the affected area. Fill out the form to read the Evaluating Winter Fire Claims Case Study. Learn more about: • The challenges the adjuster faced when handling this claim •...

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What to Look for in Winter Electrical Fires Webinar

Nov. 2, 2022, at 2 p.m. ET Home fires occur more often in winter than in any other season, according to the National Fire Protection Association. Learn more about winter electrical fire losses that may appear in claims during StrikeCheck’s What to Look for in Winter Electrical Fires webinar. Fill out the form to reserve your spot! Technical Education Manager Jay Dykstra will discuss a variety of potential reasons for electrical fires, from holiday decorations to overloaded...

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Freeze Damage to Pool Equipment

Article

Changing weather patterns are leading to record cold winters in many parts of the country, according to the extended forecast of the Farmers’ Almanac. Freezing temperatures can affect outdoor components that most people don’t think about in the winter: pool equipment. Pool pumps, heaters, and filters are vulnerable to freeze damage, particularly when they haven’t been properly prepared and maintained. Neglecting pool maintenance in winter months can lead to equipment failure from freeze damage. Adjusters should know how pool...

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What to Look for in Winter Electrical Fires Webinar

The What to Look for in Winter Electrical Fires webinar has already occurred. You can watch the recording here. Home fires occur more often in winter than in any other season, according to the National Fire Protection Association. Learn more about winter electrical fire losses that may appear in claims during StrikeCheck’s What to Look for in Winter Electrical Fires webinar. Technical Education Manager Jay Dykstra will discuss a variety of potential...

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What to Look for in Winter Electrical Fires Webinar

The What to Look for in Winter Electrical Fires webinar has already occurred. You can watch the recording here. Home fires occur more often in winter than in any other season, according to the National Fire Protection Association. Learn more about winter electrical fire losses that may appear in claims during StrikeCheck’s What to Look for in Winter Electrical Fires webinar. Technical Education Manager Jay Dykstra will discuss a variety of potential...

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What to Look for in Winter Electrical Fires Webinar

The What to Look for in Winter Electrical Fires webinar has already occurred. You can watch the recording here. Home fires occur more often in winter than in any other season, according to the National Fire Protection Association. Learn more about winter electrical fire losses that may appear in claims during StrikeCheck’s What to Look for in Winter Electrical Fires webinar. Technical Education Manager Jay Dykstra will discuss a variety of potential...

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What to Look for in Winter Electrical Fires Webinar

The What to Look for in Winter Electrical Fires webinar has already occurred. You can watch the recording here. Home fires occur more often in winter than in any other season, according to the National Fire Protection Association. Learn more about winter electrical fire losses that may appear in claims during StrikeCheck’s What to Look for in Winter Electrical Fires webinar. Technical Education Manager Jay Dykstra will discuss a variety of potential...

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Preparing for Winter Electrical Fire Claims Guide

The overall number of fire losses for homeowners, commercial multiple peril and fire insurance fluctuates based on wildfire-related incidents, according to the Insurance Information Institute. However, one thing that doesn’t change is the increased risk for residential fires during the winter months. Thanksgiving Day, Christmas Eve, and Christmas Day are peak holidays for cooking fires, which the U.S. Fire Administration said caused $444 million in property losses between 2017-19. Winter fires also affect other electrical equipment, including wiring...

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What to Look for in Winter Electrical Fires Webinar

The What to Look for in Winter Electrical Fires webinar has already occurred. You can watch the recording here. Home fires occur more often in winter than in any other season, according to the National Fire Protection Association. Learn more about winter electrical fire losses that may appear in claims during StrikeCheck’s What to Look for in Winter Electrical Fires webinar. Technical Education Manager Jay Dykstra will discuss a variety of potential...

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What to Look for in Winter Electrical Fires Webinar

The What to Look for in Winter Electrical Fires webinar has already occurred. You can watch the recording here. Home fires occur more often in winter than in any other season, according to the National Fire Protection Association. Learn more about winter electrical fire losses that may appear in claims during StrikeCheck’s What to Look for in Winter Electrical Fires webinar. Technical Education Manager Jay Dykstra will discuss a variety of potential...

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What to Look for in Winter Electrical Fires Webinar

The What to Look for in Winter Electrical Fires webinar has already occurred. You can watch the recording here. Home fires occur more often in winter than in any other season, according to the National Fire Protection Association. Learn more about winter electrical fire losses that may appear in claims during StrikeCheck’s What to Look for in Winter Electrical Fires webinar. Technical Education Manager Jay Dykstra will discuss a variety of potential...

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What to Look for in Winter Electrical Fires Webinar

The What to Look for in Winter Electrical Fires webinar has already occurred. You can watch the recording here. Home fires occur more often in winter than in any other season, according to the National Fire Protection Association. Learn more about winter electrical fire losses that may appear in claims during StrikeCheck’s What to Look for in Winter Electrical Fires webinar. Technical Education Manager Jay Dykstra will discuss a variety of potential...

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What to Look for in Winter Electrical Fires Webinar

The What to Look for in Winter Electrical Fires webinar has already occurred. You can watch the recording here. Home fires occur more often in winter than in any other season, according to the National Fire Protection Association. Learn more about winter electrical fire losses that may appear in claims during StrikeCheck’s What to Look for in Winter Electrical Fires webinar. Technical Education Manager Jay Dykstra will discuss a variety of potential...

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Hurricane-Related Electronics Claims Myths Quiz and Fact Sheet

Adjusters, do you think you can decipher between fact and fiction? Click the link to take a short quiz to see if you can tell the difference between a hurricane claims myths and facts. You can also read the truth behind 10 common myths. Don’t be fooled on your next hurricane-related claim. ...

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Dishwasher Components Guide

Dishwashers are a modern convenience found in many homes. Like all electrical appliances, dishwashers may malfunction after a high voltage surge. However, other perils could be to blame, particularly wear and tear. Learn more about which components may be at fault and how a unit can be repaired. This guide shows some important components of a built-in, under-counter residential dishwasher and what damage adjusters should look for when they wind up in claims. Fill out your form to get your adjuster’s guide...

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What Perils to Expect from Washer and Dryer Claims

Article

It’s time to air your policyholders’ dirty laundry. Nearly 30 percent of all washers and dryers included in claims last year were non-damaged at the time of StrikeCheck’s assessment and could have led to unnecessary settlements had adjusters not verified cause of loss. As for the other 70 percent, read on to better understand which laundry equipment may be more susceptible to certain perils and why. Failures to Top Load and Front Load Washers

Front load washers and dryers have...

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High vs. Low Voltage Equipment and Why It Matters in Claims

Article

Appliances represented nearly half of all equipment that adjusters assigned StrikeCheck to evaluate last year, beating out consumer electronics as the items most frequently included in claims. Damages to each category were often caused by high voltage surge, and adjusters should know how surge losses to high and low voltage equipment may impact potential settlements. Why Does Surge Damage Occur? To better understand which components are at risk for high voltage surge losses, it’s critical to know what...

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What Makes Pool and Hot Tub Claims Different? Webinar Recording

As the weather heats up, customers are using their pools to cool down. Malfunctioning pool and hot tub components could lead to costly claims, particularly if you aren’t as familiar with the types policyholders may have or what repairs could return them to pre-loss condition. You can learn more about these claims in StrikeCheck’s webinar, What Makes Pool and Hot Tub Claims Different? Technical Education Manager Jay Dykstra will cover:

  • Pool and hot tub equipment claims significance
  • Types...

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4 Common Generator Perils

Article

Power outages are a common occurrence during hurricane season and after other storms throughout the year, and many homeowners turn to generators while trying to get back to normal. Though generators can be helpful during times of trouble, their failures can lead to insurance claims. Here are the four common generator perils that adjusters should watch out for. 1. High Voltage Surge A standby generator is connected to the home’s or business’ electrical system through an automatic transfer switch,...

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Pool Heat Pump Case Study

Pool equipment has many repairable components, and adjusters should know that full replacement may not be necessary when settling a claim. In this case study, a pool’s heat pump failed, and a contractor recommended full replacement. The adjuster contacted StrikeCheck to perform a quick and accurate assessment to reveal the source of the problem and prevent claim leakage. Fill out the form to find out what StrikeCheck learned when assessing the heat pump, and how we arrived at a more accurate...

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Finding the Correct Cause of Loss in Hot Tub Claims

Article

Many homes in the United States feature outdoor hot tubs, which are a popular resource for recreation, hydrotherapy, and relaxation. Unfortunately, hot tubs are susceptible to perils, including high voltage surge to their electronics, freeze damage during cold winter months, and other weather-related causes of loss. When a hot tub malfunctions, the policyholder may file a claim for an expensive full replacement. Adjusters should know a little about hot tubs, their components, and their losses, before settling these types of...

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Which Electronic Specialty Items Will Have Wind Losses This Hurricane Season?

Article

Not all electronics are safe from wind impacts, which are covered by most standard homeowners insurance policies. These eight electrically powered specialty items are known to sustain wind losses and are often included in claims.

  1. Electrical Systems

Electrical systems could have wires or electrical power poles disturbed by wind.

Electrical systems have multiple components that transfer electricity from the utility provider to a home or business. Strong winds can cause some equipment, such as the electrical power poles, to become...

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Webinar: What Makes Pool and Hot Tub Claims Different?

The What Makes Pool and Hot Tub Claims Different? webinar has already occurred. You can watch the recording here. As the weather heats up, customers are using their pools to cool down. Malfunctioning pool and hot tub components could lead to costly claims, particularly if you aren’t as familiar with the types policyholders may have or what repairs could return them to pre-loss condition. You can learn more about these claims in StrikeCheck’s webinar, What Makes Pool...

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Webinar: What Makes Pool and Hot Tub Claims Different?

The What Makes Pool and Hot Tub Claims Different? webinar has already occurred. You can watch the recording here. As the weather heats up, customers are using their pools to cool down. Malfunctioning pool and hot tub components could lead to costly claims, particularly if you aren’t as familiar with the types policyholders may have or what repairs could return them to pre-loss condition. You can learn more about these claims in StrikeCheck’s webinar, What Makes Pool...

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Webinar: What Makes Pool and Hot Tub Claims Different?

The What Makes Pool and Hot Tub Claims Different? webinar has already occurred. You can watch the recording here. As the weather heats up, customers are using their pools to cool down. Malfunctioning pool and hot tub components could lead to costly claims, particularly if you aren’t as familiar with the types policyholders may have or what repairs could return them to pre-loss condition. You can learn more about these claims in StrikeCheck’s webinar, What Makes Pool...

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Webinar: What Makes Pool and Hot Tub Claims Different?

The What Makes Pool and Hot Tub Claims Different? webinar has already occurred. You can watch the recording here. As the weather heats up, customers are using their pools to cool down. Malfunctioning pool and hot tub components could lead to costly claims, particularly if you aren’t as familiar with the types policyholders may have or what repairs could return them to pre-loss condition. You can learn more about these claims in StrikeCheck’s webinar, What Makes Pool...

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Webinar: What Makes Pool and Hot Tub Claims Different?

The What Makes Pool and Hot Tub Claims Different? webinar has already occurred. You can watch the recording here. As the weather heats up, customers are using their pools to cool down. Malfunctioning pool and hot tub components could lead to costly claims, particularly if you aren’t as familiar with the types policyholders may have or what repairs could return them to pre-loss condition. You can learn more about these claims in StrikeCheck’s webinar, What Makes Pool...

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Webinar: What Makes Pool and Hot Tub Claims Different?

The What Makes Pool and Hot Tub Claims Different? webinar has already occurred. You can watch the recording here. As the weather heats up, customers are using their pools to cool down. Malfunctioning pool and hot tub components could lead to costly claims, particularly if you aren’t as familiar with the types policyholders may have or what repairs could return them to pre-loss condition. You can learn more about these claims in StrikeCheck’s webinar, What Makes Pool...

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Webinar: What Makes Pool and Hot Tub Claims Different?

The What Makes Pool and Hot Tub Claims Different? webinar has already occurred. You can watch the recording here. As the weather heats up, customers are using their pools to cool down. Malfunctioning pool and hot tub components could lead to costly claims, particularly if you aren’t as familiar with the types policyholders may have or what repairs could return them to pre-loss condition. You can learn more about these claims in StrikeCheck’s webinar, What Makes Pool...

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Webinar: What Makes Pool and Hot Tub Claims Different?

The What Makes Pool and Hot Tub Claims Different? webinar has already occurred. You can watch the recording here. As the weather heats up, customers are using their pools to cool down. Malfunctioning pool and hot tub components could lead to costly claims, particularly if you aren’t as familiar with the types policyholders may have or what repairs could return them to pre-loss condition. You can learn more about these claims in StrikeCheck’s webinar, What Makes Pool...

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