Outdoor Electronics: Your Guide to Perils, Damages, and Assessments
Claims with electronics and electrically powered specialty items may include outdoor equipment like solar power systems, landscape lighting, lawnmowers, and more. Accurately settling these claims requires an assessment by an expert familiar with the claimed items and the electrical components most likely to be damaged in each of them. Fill out this form to access your copy of the illustrated one-page guide, Outdoor Electronics: Your Guide to Perils, Damages, and Assessments. Learn what outdoor equipment the StrikeCheck team can inspect, commonly...
Know the Basics: Generator Claims Webinar
Know the Basics: Generator Claims webinar has already occurred. You can watch the recording here Gain more information about generator claims and the basics of portable and automatic standby generators. Alpine Intel Technical Education Trainer Kevin Huelsman presents Know the Basics: Generator Claims Webinar as part of the Alpine Intel educational program. He provided a general overview about this equipment’s operation as well as the failures that may result from a variety of frequently reported perils to make...
Know the Basics: Generator Claims Webinar
Know the Basics: Generator Claims webinar has already occurred. You can watch the recording here Gain more information about generator claims and the basics of portable and automatic standby generators. Alpine Intel Technical Education Trainer Kevin Huelsman presents Know the Basics: Generator Claims Webinar as part of the Alpine Intel educational program. He provided a general overview about this equipment’s operation as well as the failures that may result from a variety of frequently reported perils to make...
Know the Basics: Generator Claims Webinar
Know the Basics: Generator Claims webinar has already occurred. You can watch the recording here Gain more information about generator claims and the basics of portable and automatic standby generators. Alpine Intel Technical Education Trainer Kevin Huelsman presents Know the Basics: Generator Claims Webinar as part of the Alpine Intel educational program. He provided a general overview about this equipment’s operation as well as the failures that may result from a variety of frequently reported perils to make...
Know the Basics: Generator Claims Webinar
Know the Basics: Generator Claims webinar has already occurred. You can watch the recording here Gain more information about generator claims and the basics of portable and automatic standby generators. Alpine Intel Technical Education Trainer Kevin Huelsman presents Know the Basics: Generator Claims Webinar as part of the Alpine Intel educational program. He provided a general overview about this equipment’s operation as well as the failures that may result from a variety of frequently reported perils to make...
Know the Basics: Generator Claims Webinar
Know the Basics: Generator Claims webinar has already occurred. You can watch the recording here Gain more information about generator claims and the basics of portable and automatic standby generators. Alpine Intel Technical Education Trainer Kevin Huelsman presents Know the Basics: Generator Claims Webinar as part of the Alpine Intel educational program. He provided a general overview about this equipment’s operation as well as the failures that may result from a variety of frequently reported perils to make...
Know the Basics: Generator Claims Webinar
Know the Basics: Generator Claims webinar has already occurred. You can watch the recording here Gain more information about generator claims and the basics of portable and automatic standby generators. Alpine Intel Technical Education Trainer Kevin Huelsman presents Know the Basics: Generator Claims Webinar as part of the Alpine Intel educational program. He provided a general overview about this equipment’s operation as well as the failures that may result from a variety of frequently reported perils to make...
Know the Basics: Generator Claims Webinar
Know the Basics: Generator Claims webinar has already occurred. You can watch the recording here Gain more information about generator claims and the basics of portable and automatic standby generators. Alpine Intel Technical Education Trainer Kevin Huelsman presents Know the Basics: Generator Claims Webinar as part of the Alpine Intel educational program. He provided a general overview about this equipment’s operation as well as the failures that may result from a variety of frequently reported perils to make...
Know the Basics: Generator Claims Webinar
Know the Basics: Generator Claims webinar has already occurred. You can watch the recording here Gain more information about generator claims and the basics of portable and automatic standby generators. Alpine Intel Technical Education Trainer Kevin Huelsman presents Know the Basics: Generator Claims Webinar as part of the Alpine Intel educational program. He provided a general overview about this equipment’s operation as well as the failures that may result from a variety of frequently reported perils to make...
Lightning Damage vs. Other Common Actual Causes of Loss Gallery
StrikeCheck’s team of experts frequently recategorize lightning claims after reviewing the onsite evidence. Check out this photo series to find out the real sources of...
Beyond the Basics: Advanced HVAC Systems Webinar Recording
Important: Pre-recorded webinars do not qualify for CE credit. Go beyond split systems and package units to learn more about evaporative coolers, geothermal systems, make-up air units, economizers, and refrigeration systems, which are used by commercial and residential policyholders. Fill out the form to watch Alpine Intel’s Technical Education Manager Jay Dykstra as he presents: • An overview of more advanced HVAC systems, such as geothermal systems, economizers, and evaporative coolers, and how they work • Descriptions of how perils and damages affect this...
After the Storm: Investigating Electrical Claims Webinar Recording
Important: Pre-recorded webinars do not qualify for CE credit. Electronics claims often follow on the heels of a storm, as policyholders attribute damages to surge and lightning, wind, hail, ice, or water. Join Alpine Intel’s Technical Education Manager, Jay Dykstra, in the After the Storm: Investigating Electrical Claims Webinar to strengthen your knowledge of how storms can impact electronics and other specialty items to ensure you’re only settling for a covered peril. This webinar will cover:
- The significance of storm claims for...
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Adjusters Guide to Residential Ovens & Ranges
Ovens, ranges, and cooktops come with a variety of features that may make knowing the best way to settle claims with this equipment more difficult, particularly if the policyholder assumes replacements are necessary. As an insurance adjuster handling these claims, it’s important for you to settle them accurately and confirm cause of loss and scope of damage first. If replacements are warranted, it’s also critical to verify that equipment is Like Kind and Quality (LKQ). We’ve created a one-page adjuster overview...
Home Automation Systems and What They Mean for Claims
Home automation systems are supposed to make their users’ lives easier, controlling equipment like water heaters and lighting, HVAC, home entertainment, and security systems to respond automatically to certain pre-determined conditions. However, if one component of a home automation system fails, the equipment it controls may appear to be affected, too. The policyholder may believe that the loss is more extensive than it is and include undamaged equipment in the claim.
Home automation systems can remotely control many features...
Home Automation Systems Guide
Home automation systems are a growing trend. They promise energy efficiency, convenience, and greater security. Adjusters should expect more claims to include home automation equipment in the future. Understanding these systems and the perils that may impact them will help adjusters settle these claims more confidently and accurately. Fill out the form to receive our Home Automation Systems Guide, which will tell you:
- What home automation systems can control
- Why this equipment may be included in claims
- Price ranges for products...
Your Guide to Water Softeners
Many homeowners rely on water softeners not only because hard water makes cleaning clothes and dishes more difficult but also because mineral buildup can damage plumbing and other appliances. That’s why when a water softener fails to operate as designed, the negative effects can spread to other systems and equipment. Your Guide to Water Softeners explores consequences and evidence of hard water in a home, how water softeners remove hard minerals like calcium and magnesium, common causes of failure for water...
Wind and Water: A Double Threat in Hurricane Damages Webinar Recording
Wind and Water: A Double Threat in Hurricane Damages webinar has already occurred. You can watch the recording here. After hurricane events, adjusters often have to distinguish between wind damage and surge damage to make accurate claim decisions. Join Alpine Intel’s Technical Education Trainer, Kevin Huelsman, in the Wind and Water: A Double Threat in Hurricane Damages Webinar as hurricane season approaches, and gain a better understanding of how forces related to these perils affect structures. This webinar will...
Water Softeners: Function and the Significance of Failure in Claims
More than 85% of the United States has hard water, according to a United States Geological Survey (USGS) study. Over time, the minerals in hard water can build up in plumbing and appliances, limiting their functionality. Water softeners are often the best option for property owners to combat the effects of hard water, but when they fail to operate as designed, the consequences may spread to other equipment. Find out more about how water softeners work and...
Electrical System and Wires Guide
Electrical service panels, wiring, switches, and outlets keep electricity flowing to where your policyholders need it. When those components fail, it could spell damages for any electronic on the circuit. Get a better understanding of when specific types of wires and outlets should be used by checking out our Electrical System and Wires Guide. By filling out the form, you’ll learn more about:
- Electrical system components to know
- Types of wires and their characteristics
- Outdated wiring types
- Fire-related risks
- Stats about...
Demand for Solar Water Heaters is Rising – And the Number of Related Claims Could Be Next
The following article on “The demand for solar water heaters is rising - are claims next?”, written by Jay Dykstra of HVACi and StrikeCheck, was originally published on Property Casualty 360. Policyholders already have several water heater characteristics to decide between – tank vs. tankless or gas vs. electric. Now an increased number of insureds are looking to solar as another fuel option for their water heating needs, and adjusters should know...
7 Types of Electronics in Claims That Are Often Non-Damaged
Which is worse: a week without a refrigerator or without a computer? Regardless of your answer, it probably isn’t a surprise that appliances and consumer electronics are the electrically powered items most frequently included in claim assessments, according to the StrikeCheck 2022 Annual Claims Report. These equipment types are also among those that put carriers at risk for claims leakage. Last year, insurance professionals assigned nearly 300 different types of electronics to StrikeCheck. Read on to learn which...
7 Myths About Lightning in Claims Guide
Policyholders report lightning as a cause of loss more often than other perils. Before deciding on claims with reported lightning damages, adjusters should know the truth behind seven myths related to lightning claims. Fill out the form to learn the truth from the myths, including:
- How often lightning verification reports typically show lightning was present at the loss time and location
- The most common distance from most lightning strokes to a loss location with reported lightning damage
- Whether visible lightning goes...
Get Your Copy of the StrikeCheck 2022 Annual Claims Report
Learn more about the assessment results for the nearly 300 different types of electronics and specialty items that your policyholders included in claims nationwide. Fill out the form to receive your copy of the StrikeCheck 2022 Annual Claims Report. The StrikeCheck claims report illustrates trends about:
- Reported vs. actual causes of loss
- Average repair and replacement costs for dozens of different types of electronics and specialty equipment
- Equipment that is most vulnerable to specific perils, including high voltage surge, lightning, water,...
Get Your Copy of the StrikeCheck 2022 Annual Claims Report
Learn more about the assessment results for the nearly 300 different types of electronics and specialty items that your policyholders included in claims nationwide. Fill out the form to receive your copy of the StrikeCheck 2022 Annual Claims Report. The StrikeCheck claims report illustrates trends about:
- Reported vs. actual causes of loss
- Average repair and replacement costs for dozens of different types of electronics and specialty equipment
- Equipment that is most vulnerable to specific perils, including high voltage surge, lightning, water,...
Get Your Copy of the StrikeCheck 2022 Annual Claims Report
Learn more about the assessment results for the nearly 300 different types of electronics and specialty items that your policyholders included in claims nationwide. Fill out the form to receive your copy of the StrikeCheck 2022 Annual Claims Report. The StrikeCheck claims report illustrates trends about:
- Reported vs. actual causes of loss
- Average repair and replacement costs for dozens of different types of electronics and specialty equipment
- Equipment that is most vulnerable to specific perils, including high voltage surge, lightning, water,...
Get Your Copy of the StrikeCheck 2022 Annual Claims Report
Learn more about the assessment results for the nearly 300 different types of electronics and specialty items that your policyholders included in claims nationwide. Fill out the form to receive your copy of the StrikeCheck 2022 Annual Claims Report. The StrikeCheck claims report illustrates trends about:
- Reported vs. actual causes of loss
- Average repair and replacement costs for dozens of different types of electronics and specialty equipment
- Equipment that is most vulnerable to specific perils, including high voltage surge, lightning, water,...
After the Storm: Investigating Electrical Claims Webinar
The After the Storm: Investigating Electrical Claims webinar has already occurred. You can watch the recording here. Electronics claims often follow on the heels of a storm, as policyholders attribute damages to surge and lightning, wind, hail, ice, or water. Join Alpine Intel’s Technical Education Manager, Jay Dykstra, in the After the Storm: Investigating Electrical Claims Webinar to strengthen your knowledge of how storms can impact electronics and other specialty items to ensure you’re only settling for a...
After the Storm: Investigating Electrical Claims Webinar
The After the Storm: Investigating Electrical Claims webinar has already occurred. You can watch the recording here. Electronics claims often follow on the heels of a storm, as policyholders attribute damages to surge and lightning, wind, hail, ice, or water. Join Alpine Intel’s Technical Education Manager, Jay Dykstra, in the After the Storm: Investigating Electrical Claims Webinar to strengthen your knowledge of how storms can impact electronics and other specialty items to ensure you’re only settling for a...
After the Storm: Investigating Electrical Claims Webinar
The After the Storm: Investigating Electrical Claims webinar has already occurred. You can watch the recording here. Electronics claims often follow on the heels of a storm, as policyholders attribute damages to surge and lightning, wind, hail, ice, or water. Join Alpine Intel’s Technical Education Manager, Jay Dykstra, in the After the Storm: Investigating Electrical Claims Webinar to strengthen your knowledge of how storms can impact electronics and other specialty items to ensure you’re only settling for a...
After the Storm: Investigating Electrical Claims Webinar
The After the Storm: Investigating Electrical Claims webinar has already occurred. You can watch the recording here. Electronics claims often follow on the heels of a storm, as policyholders attribute damages to surge and lightning, wind, hail, ice, or water. Join Alpine Intel’s Technical Education Manager, Jay Dykstra, in the After the Storm: Investigating Electrical Claims Webinar to strengthen your knowledge of how storms can impact electronics and other specialty items to ensure you’re only settling for a...
After the Storm: Investigating Electrical Claims Webinar
The After the Storm: Investigating Electrical Claims webinar has already occurred. You can watch the recording here. Electronics claims often follow on the heels of a storm, as policyholders attribute damages to surge and lightning, wind, hail, ice, or water. Join Alpine Intel’s Technical Education Manager, Jay Dykstra, in the After the Storm: Investigating Electrical Claims Webinar to strengthen your knowledge of how storms can impact electronics and other specialty items to ensure you’re only settling for a...
After the Storm: Investigating Electrical Claims Webinar
The After the Storm: Investigating Electrical Claims webinar has already occurred. You can watch the recording here. Electronics claims often follow on the heels of a storm, as policyholders attribute damages to surge and lightning, wind, hail, ice, or water. Join Alpine Intel’s Technical Education Manager, Jay Dykstra, in the After the Storm: Investigating Electrical Claims Webinar to strengthen your knowledge of how storms can impact electronics and other specialty items to ensure you’re only settling for a...
After the Storm: Investigating Electrical Claims Webinar
The After the Storm: Investigating Electrical Claims webinar has already occurred. You can watch the recording here. Electronics claims often follow on the heels of a storm, as policyholders attribute damages to surge and lightning, wind, hail, ice, or water. Join Alpine Intel’s Technical Education Manager, Jay Dykstra, in the After the Storm: Investigating Electrical Claims Webinar to strengthen your knowledge of how storms can impact electronics and other specialty items to ensure you’re only settling for a...
After the Storm: Investigating Electrical Claims Webinar Recording
The After the Storm: Investigating Electrical Claims webinar has already occurred. You can watch the recording here. Electronics claims often follow on the heels of a storm, as policyholders attribute damages to surge and lightning, wind, hail, ice, or water. Join Alpine Intel’s Technical Education Manager, Jay Dykstra, in the After the Storm: Investigating Electrical Claims Webinar to strengthen your knowledge of how storms can impact electronics and other specialty items to ensure you’re only settling for a...
Storm Damage to Electronics Case Study
Property claims following a storm may include several different types of electronics and electrically powered specialty equipment. Policyholders often blame weather-related perils when electronic items no longer seem to function as designed after a storm event. However, some claimed items’ functionality may not be compromised at all, while others exhibit varying degrees of damage. An assessment by a subject matter expert familiar with each type of claimed equipment can provide vital information for claim settlement decisions. In the Storm Damage to Electronics...
HVAC Systems 101 for Adjusters Webinar Recording
The HVAC Systems 101 for Adjusters Webinar has already occurred. You can watch the recording here. Important: Pre-recorded webinars do not qualify for CE credit. Understanding commonly claimed residential HVAC system types and components and why it’s so important to obtain an accurate cause of loss every time can help prevent claims leakage. Jay Dykstra, Alpine Intel Technical Education Manager, presents this and more in the webinar HVAC Systems 101 for Adjusters. From this webinar,...
Well Pump Claim Fundamentals Webinar Recording
Important: Pre-recorded webinars do not qualify for CE credit. Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the webinar Well Pump Claim Fundamentals. From this webinar, you’ll learn:
- Significance...
What Adjusters Should Expect To See From Storm-Impacted Solar Power Systems
Policyholders most often report lightning, wind, or hail as the cause of loss for solar panels included in claims. Of the three, only one remained as a top cause of loss after a comprehensive damage assessment – wind. Better understand the impacts wind can have on solar panels, and why other weather-related elements are less likely to damage the functionality of this complex equipment. Solar Panels Are Built To Withstand Many Hurricane Winds The components used to convert light into...
6 Questions That Affect Electronics Claims With Water Losses
We’re all taught early in our lives that electronics and liquid don’t mix. In addition to the many safety concerns, water can render electronics inoperable and lead to claims. Before you settle for an unnecessary replacement, there are six questions you or your equipment expert should be able to answer to ensure your resolution is accurate. Question 1: Did the electronic get fully submerged, or partially wet? The amount of water on or in an electronic can affect the scope of damage....
Refrigerator Claims Guide
Refrigerators are frequently included in claims. Factors like the broad range of market prices and the complexity of refrigerator components can make it difficult to determine the best next steps when settling claims. We’ve put together an overview of what adjusters should know when handling refrigerator claims, including the most common failures adjusters should look for; details about different types of refrigerators policyholders may own; and a comparison of average repair and replacement costs. Fill out a short form to receive a...
Well Pump Claim Fundamentals Webinar
The Well Pump Claim Fundamentals webinar has already occurred. You can watch the recording here. Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the...
Adjuster Guide to Jet Well Pumps
When your policyholders need water for their homes and businesses, they may rely on well pumps. Jet well pumps have several functions and can be used in shallow and deep well applications. The Adjuster Guide to Jet Well Pumps includes key information about this equipment and labeled diagrams for your reference. You’ll also learn more about:
- The key characteristics of jet well pumps
- Types of jet pumps
- Their top causes of loss
Wind Damage to Asphalt Shingles Webinar Recording
Wind Damage to Asphalt Shingles Webinar webinar has already occurred. You can watch the recording here. Asphalt shingles are the most popular roofing material in the United States, covering four out of five homes. Understanding what makes these shingles so prevalent and their vulnerabilities to wind damage can help you address wind and roofing claims from policyholders. Technical Education Manager Jay Dykstra explains this and more and presents wind case studies in the Wind Damage to Asphalt Shingles Webinar. From this...
Well Pump Claim Case Study
Not determining cause of loss and scope of damage on failed equipment may lead to settling for unnecessary replacements. In the claim discussed in this case study, a policyholder reported that their failed well pump was damaged by lightning. The adjuster needed verification before settling the claim and engaged the StrikeCheck team for a quick, accurate response. Fill out the form to find out how a StrikeCheck assessment met the carrier's challenges and provided the adjuster with the information needed to determine...
Well Pump Claim Fundamentals Webinar
The Well Pump Claim Fundamentals webinar has already occurred. You can watch the recording here. Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the...
Well Pump Claim Fundamentals Webinar
The Well Pump Claim Fundamentals webinar has already occurred. You can watch the recording here. Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the...
Well Pump Claim Fundamentals Webinar
The Well Pump Claim Fundamentals webinar has already occurred. You can watch the recording here. Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the...
Well Pump Claim Fundamentals Webinar
The Well Pump Claim Fundamentals webinar has already occurred. You can watch the recording here. Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the...
Well Pump Claim Fundamentals Webinar
The Well Pump Claim Fundamentals webinar has already occurred. You can watch the recording here. Many of the well pumps StrikeCheck investigates are found to be nondamaged or can be repaired rather than replaced. Learning the basics of how well pumps work and the components most often reported in claims can help you find the best solution when they come across your desk. Jay Dykstra, StrikeCheck and HVACi Technical Education Manager, presents this and more in the...